Since regulations dealing with initial disclosures were at the forefront of industry compliance challenges in 2011, IDS experienced a corresponding jump in its initial disclosure volume – an 80 percent increase as compared to 2010. There also was a 42 percent increase in new and existing clients using IDS for initial disclosures. In addition, the number of initials ordered or requested grew 24 percent in 2011, compared to 15 percent growth during 2010. In summary, five out of 20 document requests sent to IDS in 2011 were for initial disclosures.

“IDS has experienced tremendous growth in document package volume over the past few years, but 2011 was the first year that we saw a dramatic upsurge in a specific document area,” said IDS Executive Vice President Mark Mackey. “I attribute the marked increase in initial disclosure volume and interest to continuing lender frustrations regarding compliance. Simply put, lenders are struggling to bear this particular regulatory burden and turn to providers like IDS to lighten the load.”

A recent survey of IDS customers found that lenders were overwhelmingly concerned about initial disclosure compliance. Customers that did not use IDS for their initial disclosures reported major setbacks in this area, including lack of state-level compliance and delays in system updates of regulatory changes.

“The compliance stakes for lenders have never been higher, and our instincts said initial disclosures were going to be a big concern in 2011,” Mackey added. “Therefore, we spent an exceptional amount of time refining the idsDoc system to ensure maximum compliance, as well as ease of use. It’s what our customers expect and, quite frankly, what the livelihood of their businesses rely upon for survival in the current regulatory climate.”

About IDS Inc.:
IDS is a nationwide provider of mortgage documents and compliance. IDS services include closing documents, initial disclosures and fulfillment. IDS’s solution, idsDoc, is recognized in the industry for its ability to be customized to meet specific lender needs. IDS backs the system with unsurpassed customer service, cutting-edge technology, compliance and document guarantees and a solid compliance team. Lenders looking to move forward when it comes to doc prep can visit the IDS website at www.idsdoc.com or call 800.554.1872.

News Source: International Document Services Inc. :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

“Since founding Quandis in 2003, we have steadily grown our business, but since 2008 we have enjoyed an explosive growth rate, and 2011 proved to be the best year in company history,” said Scott Stoddard, CEO of Quandis.

“We anticipated a wave of new business coming before the mortgage meltdown occurred. As such, we began strategically positioning ourselves to add clients at a healthy rate in an effort to avoid the growing pains that many organizations experience when operating in a growth phase. This has allowed us to maintain excellence in service and support to our client base.”

Some of Quandis’ notable accomplishments in 2011 include:
* Relocated and expanded corporate headquarters to accommodate more staff;
* Expanded workforce by 22 percent, adding developers, project managers, business analysts and support personnel;
* Increased client base by 31 percent, adding several marquee clients, major servicers, mega lenders, banks and law firms;
* Increased transaction revenues by 26 percent;
* Developed and launched 5 new, enterprise-class applications;
* Completed 15 new enhancement releases and product integrations;
* Named a Top 50 Service provider by Mortgage Technology magazine for the first time;

Company officials at Quandis say they expect 2012 will be another banner year with significant growth, continued innovation and development of new solutions.

About Quandis:
Founded in 2003 and headquartered in Foothill Ranch, California, Quandis is a default management software provider specializing in Web-based solutions for the lending industry. Quandis’ solutions include foreclosure process automation, short sale portals, skip tracing systems, a valuations hub, military search services, bankruptcy status searches, collection solutions, as well custom application development. The company’s clients range from lenders to banks, servicers, foreclosure attorneys, outsourced service providers, and agents and brokers. For more information, please visit www.quandis.com or call (949) 525-9000.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com .

News Source: Quandis, Inc. :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

“Most banks offer the same types of services to help their business customers get their money into the bank faster but they all start to look the same and offer no real competitive advantage,” said e2b software President Lynne Henslee. “None of these solutions address the real problem – collecting the cash in the first place. Most businesses write-off 4 percent of receivables annually and the longer an invoice goes unpaid – the less likely it will ever be paid. Banks offering true cash flow solutions to help their customers manage their receivables will see an increase in deposits, improved credit worthiness for increased lending, and the money will be in the bank 12 days faster. It’s a win-win for the business and the bank.”

When sharing the concept of a private-label version of Anytime Collect with bank executives attending the 16th Annual Small Banking Conference, banking professionals were enthusiastic about the opportunity to help their business banking customers better manage their collections and receivables but also the ability to provide a private-label version of Anytime Collect to their business banking customers as a part of their own product and service offering to differentiate themselves from competitors.

Private label licensing for Anytime Collect is immediately available for banks interested in expanding their product and service portfolio for business customers to include cash flow management solutions.

About e2b software:
e2b software (www.e2bsoft.com) develops, sells, and supports Software as a Service (SaaS), cloud-based business applications including Anytime Collect (www.anytimecollect.com) credit and collections management software. Anytime Collect integrates with popular accounting software enabling finance professionals to reduce outstanding receivables, track collections activities, automate communications, forecast payments, and effectively manage disputes.

- RSS newsfeed for e2b: http://send2pressnewswire.com/author/e2b-software/feed .

News Source: e2b software :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

In his role at Titan, Ridder will be responsible for managing Titan’s legal affairs, including contract negotiation and revisions, managing insurance and licensing requirements, developing documentation/contracts for expanding products and supporting the development of other customized operational support services. Ridder will also be involved with corporate management by serving on Titan’s board of directors.

“The tremendous growth Titan has experienced over the past two years necessitated the addition of a general counsel to oversee our increasingly complex operations,” said Mary Kladde, Titan Lenders Corp. president and founder. “Mark’s background in real estate services coupled with his extensive experience in corporate incubation and development made him a natural fit for stewarding Titan’s next stage of expansion.”

“Titan is a rapidly growing progressive mortgage fulfillment services company creating new ideas and services needed to meet the ever changing needs of our industry,” Ridder said. “We are the industry contact for tailored solutions which allow our clients to stay margin focused while maintaining regulatory compliance.”

Previously, Ridder has served as executive vice president and general counsel for Mercury Companies, Inc. managing the legal affairs of a broad spectrum of real property enterprises for the holding company. Mercury was involved in title insurance, escrow, home building, software, mortgage document services, and mortgage lending. Ridder received his Bachelor of Arts degrees in history and government, with an emphasis in economics, from Adams State College in Alamosa, Colo., and his Juris Doctor from Washburn University of Topeka in Topeka, Kan.

About Titan Lenders Corp.:
Titan Lenders Corp. (www.TitanLendersCorp.com) is one of a specialized few providers of mortgage back office fulfillment services, a not-well-understood facet of mortgage lending that includes closing, funding and post closing services. Community banks, credit unions, mortgage bankers and brokers, and warehouse line lenders use outsource providers strategically to minimize compliance risks in a time-sensitive error-averse environment. Fluctuations in mortgage lending volume also lead some mortgage lenders to outsource their entire back office operation and secure predictable “per transaction” pricing rather than maintaining an inflexible static in house staff.

Titan Lenders Corp.’s patented, proprietary web-based software Cerberyx (CBX) supports a full suite of fulfillment services, including: funding, compliance, closing, post-closing, purchase review for correspondents and warehouse lenders, trailing documents, MERS management, FHA insuring, and document management (imaging). CBX’s flexible rules-based architecture allows Titan clients to define field level decision trees, priorities, checklists and process management specific to an investor product variance or a cross-investor climate.

News Source: Titan Lenders Corp :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

The release included updating all coding within idsDoc to make the system easier to maintain and upgrade when new features become available. In addition, the changes made to idsDoc reduced the number of screens users must click through, creating a better process flow for IDS customers.

“Mortgage document compliance is fraught with challenges that could trip up even the most seasoned originator,” said IDS Executive Vice President Mark Mackey. “Our goal is to refine and enhance the idsDoc system to the point that originators can execute the most mundane and common tasks with just a few clicks and focus their efforts on the nuances and grey areas of their loans, which is where many compliance issues occur most often.”

“These improvements and the evolution of idsDoc has been a work in progress for about a year. It is something that needed to be done so that we are able to better serve our customers and add new features based on their needs and wants,” Mackey explained. “For example, the TIL page was re-worded in order for users to better understand and read it, whereas before it was unorganized and harder to comprehend.”

The next phase of improvements will focus on enhancing the aesthetic features of the system and refining the user experience within the system. Many of these improvements be implemented discreetly on an ongoing basis.

About IDS Inc.:
IDS is a nationwide provider of mortgage documents and compliance. IDS services include closing documents, reverse documents, initial disclosures and fulfillment. IDS’s solution, idsDoc, is recognized in the industry for its ability to be customized to meet specific lender needs. IDS backs the system with unsurpassed customer service, cutting-edge technology, compliance and document guarantees and a solid compliance team. Lenders looking to move forward when it comes to doc prep can visit the IDS website at www.idsdoc.com or call 800.554.1872.

News Source: International Document Services, Inc. :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

“Overall business growth in the first half of 2011 was stagnant due to myriad changes thrust upon the industry,” said TLC founder and president Mary Kladde. “LO compensation, plus other regulatory overlays, stifled the market in the first half of the year. Now that the dust has settled, we are seeing renewed interest in the broker-to-banker model. Additionally, correspondent lending has begun to accelerate and community banks are also vying for a leadership role as well, by absorbing market share through acquisitions of mortgage lending operations.”

In short, she explains, there are many mortgage lender business models jockeying to add competition to a Big Bank-dominated market place through innovation and common sense operations strategies.

TLC’s newest clients include Illinois-based MIE Financial Inc. and Lincoln Mortgage and Funding Corp.; Maryland-based Bayshore Mortgage Funding; Texas-based NDFC Capital Corp.; Florida-based Bankers Choice Mortgage Corp. and Advanced Mortgage Planners; Virginia-based Dominion Capital Mortgage; and New Jersey-based Fort Lee Federal Savings Bank.

According to Kladde, Illinois-based correspondent lender MIE Financial is an example of adaptation to the new realities of mortgage lending.

“Outsourcing our back office operation has been key to securing MIE’s status as a correspondent lender,” said MIE Financial owner Igor Velyunskiy. “On the front end, we originate through a popular LOS that manages our pipeline. When it comes to closing and selling MIE-originated loans, that’s where Titan makes all the difference.”

“Reputation is what makes a mortgage lending business viable,” he explained. “That is why it was very important to me personally that MIE Financial be able to serve its customers, then close their loans in its own name. Working with Titan Lenders Corp. has been a strategic element of our correspondent lending business model.”

MIE Financial operates largely as a one-person mortgage banking business, Velyunskiy said.

Titan Lenders Corp.’s patented, proprietary web-based software Cerberyx (CBX) supports a full suite of mortgage fulfillment services, including: funding, compliance, closing, post-closing, purchase review for correspondents and warehouse lenders, trailing documents, MERs management, FHA insuring, and document management (imaging). CBX’s flexible rules-based architecture allows TLC clients to define field level decision trees, priorities, checklists and process management specific to an investor product variance or a cross-investor climate.

About Titan Lenders Corp.:
Titan Lenders Corp. ( www.TitanLendersCorp.com ) is one of a specialized few providers of mortgage back office fulfillment services, a not-well-understood facet of mortgage lending that includes closing, funding, and post closing services. Community banks, credit unions, mortgage bankers and brokers, and warehouse line lenders use outsource providers strategically to minimize compliance risks in a time-sensitive error-averse environment. Fluctuations in mortgage lending volume also lead some mortgage lenders to outsource their entire back office operation and secure predictable “per transaction” pricing rather than maintaining an inflexible static in house staff.

TLC is a preferred provider for some of the nation’s largest mortgage bankers and warehouse lenders.

News Source: Titan Lenders Corp :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

Billions of business documents are already in circulation, with millions more added every day. These documents are often created collaboratively and presented to designated recipients. eXpresso streamlines the production and management of business documents by enabling real-time collaboration and eliminating traditional constraints of email attachments and upload / down load of documents.

eXpresso technology lets multiple users create, edit, and share documents simultaneously without compromising any of the native feature-functionality of their preferred editing application. Version control is never an issue because changes to a file are updated in real-time.

The growing popularity of cloud applications is changing the way business people generate work products. Users of LotusLive will be able to seamlessly, instantly work with documents and collaborate with colleagues anytime, anywhere from within the LotusLive platform. eXpresso is auto-enabled in new Lotus Live trials so collaborators can quickly begin to share and edit documents. After the trial period, users can activate eXpresso for ongoing use for just one dollar a user per month.

“The integration of eXpresso with LotusLive enables companies to enjoy new levels of productivity and flexibility. Microsoft Office and IBM Lotus Symphony users alike will come to rely on eXpresso and LotusLive as their primary document management platform,” said George Langan, CEO of eXpresso Corp.

About eXpresso:
eXpresso is a pioneering provider of managed business document solutions. Users of Microsoft Office and IBM Symphony can access, share, and collaborate on documents, in real-time, in a secure, hosted online workspace. The native features and functionality of these applications are maintained while eXpresso adds unique capabilities. The privately-owned company is headquartered in Palo Alto, California. To learn more, visit www.expressocorp.com .

News Source: eXpresso Corporation :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

The rules, which went into effect on January 1, 2011, require lending institutions to notify customers when they are receiving a higher interest rate and the reasons why. Of the five model forms provided by the FRB and FTC, the H-1 and H-3 forms have been made available to lenders in the idsDoc system, as the other notices pertain to account reviews (H-2), loans not secured by residential property (H-4) and instances where no credit score is available for a consumer (H-5).

“As the nation’s focus shifted to the public’s lack of knowledge regarding credit and financial instruments, disclosures, and their use by lenders, the need for education became much more important to regulators and consumer advocacy groups alike,” said Curt Doman, president of IDS. “As a docs provider, it is our duty to not only make these forms available within our system, but also to provide our customers with the guidance and education on the correct usage of these new forms.”

The H-1 form is used when, based on a borrower’s credit report, the lender grants credit to a borrower on terms that are “materially less favorable” than the “most favorable” terms it provides to a “substantial portion” of its customers. The H-3 form functions as an “exception” to the foregoing analysis because it may be provided “for loans secured by one to four units of residential real property.”

The H-1 form must be provided “before consummation” but “not earlier than the time the approval decision is communicated” to the borrower. Alternatively, the H-3 form may be provided “at or before consummation” or “as soon as reasonably practicable,” which is generally understood to be within three business days of obtaining a credit score. IDS customers have the option to include the H-3 form in closing, re-disclosure, or initial disclosure document packages.

About IDS Inc.:
IDS is a nationwide provider of mortgage documents and compliance. IDS services include closing documents, reverse documents, initial disclosures and fulfillment. IDS’s solution, idsDoc, is recognized in the industry for its ability to be customized to meet specific lender needs. IDS backs the system with unsurpassed customer service, cutting-edge technology, compliance and document guarantees and a solid compliance team. Lenders looking to move forward when it comes to doc prep can visit the IDS Web site at www.idsdoc.com or call 800.554.1872.

News Source: International Document Services, Inc. :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

Owners and managers can track usage and performance on all building energy systems, including electricity, natural gas, oil, HVAC and steam. The Building Engines/eSight software combination shepherds identified anomalies and out-of-threshold events through a coordinated work flow process, triggering multiple notifications and curative activities to immediately address and enforce energy savings.

“We are excited to bring a fresh and effective energy management toolset to the market,” said David Osborn, CEO of Building Engines. “A wealth of energy tracking programs exists, yet they fail to close the loop and help clients to take effective action. This partnership makes energy data actionable.

The Building Engines/eSight Energy partnership addresses the three main challenges to energy management:
1. Collects meaningful, reliable, consistent, real time energy data,
2. Displays energy information with user-friendly visual representations, through online and mobile reports;
3. Alerts owners and managers to act on that data to correct energy consumption issues at their source.

Janie Jefferies-Freer, VP of Sales of eSight Energy says, “This partnership enables users to respond in real-time to energy-related issues, incorporating it into their overall workflow and maintenance solution. The result is clear visibility into energy consumption and easy-to access, actionable tools to address the problems they identify.”

About Building Engines, Inc.:
Building Engines is a web-based system providing owners and managers of all property types with a comprehensive solution for improving operations and workflow management. Founded in 2000 by an entrepreneurial team of building and facilities operations management professionals, Building Engines serves the needs of hundreds of millions of square feet of commercial, corporate, institutional and health care real estate in the United States, Canada and Europe. More information: http://www.buildingengines.com .

About eSight Energy, Inc.:
eSight Energy, Inc. is the creator of eSight, the world’s most sophisticated and comprehensive energy management suite. Utilizing 100% web-enabled technology, eSight offers an extensive range of techniques for analyzing energy usage and targeting sites for significant energy and cost savings. The suite may be accessed across the Internet or installed to site and accessed over the local network. eSight monitors data from virtually any energy-related system including meters and loggers, building management and control systems, production data, and data from any utility type. While eSight delivers all this powerful analysis, it is also exceptionally intuitive. Already in use worldwide, eSight is available in multiple languages and currencies. More information: http://www.eSightenergy.com .

News Source: Building Engines, Inc. :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

Plain text copy of press release: send2pressnewswire.com/mediadrome/2011-01-0125-007.txt .
PDF copy of release: send2pressnewswire.com/mediadrome/news_2011-01-0125-007.pdf .

“Copy protection and DRM (digital rights management) have been around for years and most of it is superficial and easily circumvented,” says ArtistScope CEO, William Kent, “but not so with CopySafe technology which provides the most secure copy protection and the only solution that is safe from all copy including print screen and screen capture.”

Combined with ArtistScope’s DRM technology you can now have the most secure document protection imaginable, where even if your document falls into the hands of an unauthorized user, one who has not paid for the privilege, then they will not be able to open it.

But the big plus with the ArtistScope PDF solution and DRM is that as the author of the document, you can change a document’s properties at any time with immediate effect over all documents, even those that have already been downloaded. For example if you want to revoke a user’s privileges or change it so that the document can no longer be printed, then you can simply update that document’s settings at your Control Panel for immediate effect.

With ArtistScope DRM you can control who can open a document, who can print a document and even how many times a document can be opened or printed. And when an expiry date is set, it cannot be foiled in the usual manner by turning back a computer’s clock, because it can use an online time server. However you also have the choice of only using the computer’s clock for documents that need to be accessed in the field without Internet access.

Almost any type of file can be converted to PDF and CopySafe PDF Protector can then encrypt it for the most secure copy protection with/without DRM applied. ArtistScope also provides a ready to use online service for DRM validation where you can simply upload your DRM documents and manage subscriptions straight away.

For the PDF Protection software and DRM Portal visit http://artistscope.com/drm/ and learn more about ArtistScope Copy Protection Software at: http://www.artistscope.com/ .

For eBook and tutorial authors, protecting your livelihood has never been so easy or so effective.

News Source: ArtistScope :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®.

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