“We’re excited to offer ELITE to our valued broker community in order to exceed the expectations of their elite borrowers,” said Mat Ishbia, president of UWM. “These types of borrowers deserve preferred conventional rates and pricing, and since every UWM program is accompanied by our world-class customer service, ELITE offers the best of both worlds. Our brokers’ first-rate borrowers shouldn’t settle for anything less. Brokers are confident in knowing that UWM can accommodate their every lending need while providing the easiest loan process available.”

Recently, UWM launched a number of new products, which include: “The Big and Easy,” a true jumbo loan on up to $2.5 Million; the HARP 2.0 changes; the implementation of HARP 2.0 with up to 175 percent LTV/Unlimited CLTV with DU(R); USDA loans; and now ELITE.

All of UWM’s products and pricing are available within its custom broker portal, EASE (Easiest Application System Ever), which offers a number of Web-based tools for originators. EASE is integrated with EQ (Easy Qualifier), UWM’s proprietary eligibility and pricing engine that instantly returns accurate decisions on up to twelve programs at once with the click of a mouse.

Loans that qualify for UWM’s ELITE program include:
* A 760+ FICO;
* A 70 LTV or less;
* $250k plus loan amount;
* Acceptance of property inspection waivers;
* Continued honoring of Fannie’s DU(R) findings.

Interested parties can learn more about UWM’s ELITE program by contacting the company at 800-981-8898 or by visiting http://www.uwm.com .

About United Wholesale Mortgage:
Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM’s positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit www.uwm.com or call 800-981-8898.

Media Contact:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com.

News Source: United Wholesale Mortgage :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

A study performed by the U.S. Department of Justice revealed that sex offenders were about four times more likely than non-sex offenders to be arrested for another sex crime after their discharge from prison – 5.3 percent of sex offenders versus 1.3 percent of non-sex offenders. And, 60 percent of convicted sex offenders are on parole or probation.

“This information is concerning,” says Simon Gojcaj, president, U.S. Publications. “That’s why we’ve decided to release this app. This app differs from similar ones in that users can enter any U.S. zip code to learn of criminals and sex offenders within a designated 40-mile range of that region in real time. Other apps only allow you to search the user’s immediate region.”

Once the zip code and mile range is entered, the app populates and tracks all sex offenders and criminals and provides names and addresses on a visual map of chosen settings.

Criminal Tracker works closely with law enforcement and the public to ensure that its database is kept up to date with the most comprehensive National Criminal Index available.

One app user said, “I could not believe who I was living by. It was a real wake-up call.”

“We live in a day and age where you just cannot be too careful,” says Gojcaj. “Neighborhood watches are often not enough and we all want to protect our children’s safety. You just never know what criminals may be lurking in your neighborhood. Criminal Tracker gives people an inside view so they are more educated and informed about local arrest warrants and more.”

Criminal Tracker’s mission is to create a better-informed citizenry, to reduce crime and to keep families as safe as possible.

Currently, Criminal Tracker is offering the first three look-ups for free.

It’s easy to use and available at: http://itunes.apple.com/us/app/criminal-tracker!/id490605714?mt=8.

All trademarks acknowledged.

News Source: U.S. Publications, Inc. :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

“Adding USDA to our portfolio of products gives our brokers the ability to expand their client base and capture more market share,” said Mat Ishbia, president of UWM. “Our goal is to help brokers grow and maintain their business by providing them with a wide array of products and cutting edge technology. We want brokers across the country to think of UWM as their one-stop shop for success.”

UWM attributes their purchase volume growth to their understanding of the importance of hitting purchase contract dates for mortgage originators, borrowers and real estate agents. UWM is considered one of the best lenders in the country when it comes to purchase business, and by now offering USDA loans, UWM is giving brokers another avenue to pick up market share.

“The USDA product is a substantial part of the purchase business in many areas throughout the country, and these loans offer incredible benefits to borrowers,” said Ishbia.

Details of UWM’s USDA product:
* 30-year fixed rate;
* 0 percent down;
* Financed closing costs;
* Competitively low rates;
* Financed appliances with minimal restrictions.

The addition of USDA/rural development loans rounds out UWM’s exceptional profile of product offerings. Most recently UWM rolled out The Big & Easy, a True Jumbo loan up to $2.5 million, and implemented HARP 2.0 with Unlimited LTV/CLTV. UWM can also assist their brokers, bankers and correspondents by providing them with a sponsored correspondent warehouse line.

Learn more about UWM’s USDA and other product options by calling (800) 981-8898 or by visiting their website at http://www.uwm.com .

About United Wholesale Mortgage:
Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM’s positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit www.uwm.com or call 800-981-8898.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com.

News Source: United Wholesale Mortgage :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

“With the heavy volume of HARP 2.0 submissions that we are receiving, UWM has not faltered in providing superior customer service, communication and consistency,” said Mat Ishbia, president at UWM. “Our swift implementation of HARP 2.0 is proof that UWM’s exceptional staff can meet and exceed broker expectations in all areas of operations and with every product offering. At UWM, we want to make it as easy as possible to do business with us; investing in resources to quickly implement HARP 2.0 for our brokers was atop the priority list. This high level of service and speed to market holds true to our company wide mantra of ‘Lending Made Easy.’”

Some details of UWM’s HARP 2.0 offering include:
* Unlimited LTV/Unlimited CLTV;
* Property inspection waivers (PIW’s) are acceptable;
* No DTI restrictions;
- With approve/eligible findings;
* High balance loans are eligible;
* Condos are acceptable;
* LLPA caps are in effect.

On March 13th and 16th, 2012, UWM held free webinars covering the benefits and details of HARP 2.0 now that it is integrated with DU. More than 2,000 mortgage professionals participated in these webinars to learn how they can take advantage of HARP 2.0 at UWM.

In addition to HARP 2.0, UWM recently rolled out The Big & Easy, a True Jumbo loan up to $2.5 million, as well as the ability to help their brokers become bankers by issuing a correspondent line. To round out their spectrum of product offerings, USDA will be available in April 2012.

Interested parties can learn more about UWM and the HARP 2.0 program by calling the company at (800) 981-8898 or via email at harp@uwm.com.

About United Wholesale Mortgage:
Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM’s positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit http://www.uwm.com or call 800-981-8898.

MEDIA CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com.

News Source: United Wholesale Mortgage :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

“2011 was a phenomenal year for UWM in terms of our growth and the impressive talent we acquired,” said Mat Ishbia, president of UWM. “Everything that we do revolves around providing top-notch service to our brokers and correspondents. Brokers can utilize our industry-leading technology, which helps them gain more market share in their territory, and in turn significantly increases our volume. We have earned a reputation for offering the highest quality of customer service, exceptional products and the ease to close loans quickly. As we move into 2012, we are looking to take our business to the next level by offering a full spectrum of mortgage products and warehouse lines to our broker network.”

Notable UWM products released in 2011 include:

* Introduced a rare $2.5 million dollar jumbo loan product, dubbed “The Big & Easy“;
* Among one of the first lenders to implement and roll out the changes to HARP 2.0;
* Launched the Pay Advantage loan – a Conventional product up to 97% LTV with no monthly M.I.;
* One of the few Lenders to offer Conventional Split M.I. products up to 97% LTV;
* Instant M.I. Certification on Conventional loans;
* The Patriot Plus VA IRRL.

Notable UWM accomplishments in 2011 include:

* Implemented EQ (Easy Qualifier), a proprietary product engine, which allows brokers to qualify and price a borrower on up to 10 products at once;
* Named to Mortgage Technology Magazine’s Top 25 Tech-Savvy Lenders List;
* Completely paperless process that embraces e-consent for borrowers;
* Hired hundreds of sales, operations and executive management staff;
* Launched an outside sales force to complement our inside division.

Company officials at UWM say they plan to double its number of employees and move to a new 100,000 square foot facility in the next 12 months.

About United Wholesale Mortgage:
Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage Brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM’s positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit www.uwm.com or call 800-981-8898.

CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com .

News Source: United Wholesale Mortgage :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

HARP is a federal government program designed to help millions of underwater homeowners refinance into a fixed loan with a lower monthly payment. The release of HARP was originally announced in March of 2009, but as of August 31, 2011 only 894,000 borrowers have refinanced through the original HARP plan. The HARP 2.0 version, however, is expected to significantly increase the number of eligible participants into the program with the aggressive changes to make the program more viable for both borrowers and lenders.

“Access to HARP 2.0 provides much needed relief to underwater borrowers who have been making their payments but unable to refinance due to lack of equity in their homes,” said Mat Ishbia, president of United Wholesale Mortgage. “The recent change to HARP is something we wanted to make available to our Broker Network so they may assist borrowers that they otherwise could not have helped. There are very few lenders that have implemented HARP 2.0 thus far, and we don’t expect to see immediate adoption because of the technology, staffing and liquidity implications. At UWM, we are committed to offering our customers the products they need to satisfy marketplace demands and grow their business.”

UWM added HARP 2.0 to its broker portal, EASE (Easiest Application System Ever), where brokers can price and determine eligibility via EQ (Easy Qualifier). UWM’s robust technology infrastructure was a big part of why they were able to bring HARP 2.0 to market so quickly after it was announced, the company says.

The primary changes to HARP are the reduction of pricing adjustments on all HARP loans which allows borrowers to save more money than they could have before, removing the 125% CLTV restriction, and the ability to not require appraisals on many loans. Notable is that Fannie Mae and Fannie Mae’s Desktop Underwriter(R) (DU) system will not be updated to accept unlimited loan-to-value applications until March of 2012, and UWM will roll out that enhancement once Fannie Mae’s system is ready.

Company officials at UWM say they are dedicated to helping homeowners and brokers across the country by swiftly supporting the revised, government-backed Home Affordable Refinance Program. Interested parties can learn more about UWM’s HARP 2.0 by calling 800-981-8898.

About United Wholesale Mortgage:
Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage Brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM’s positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit www.uwm.com or call 800-981-8898.

Media Contact:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com .

News Source: United Wholesale Mortgage :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

“Investors have been slow to embrace the return of jumbo loans over the past year as a result of the risk factor,” said Mat Ishbia, president of United Wholesale Mortgage. “We are one of the few lenders in the country that has the capability to underwrite, close and fund jumbo loans all under one roof. UWM has the ability to offer this program based on its exceptional reputation of originating the highest quality loans across the country.” Ishbia added: “Our quality of business is a direct result of our account executives working only with brokers that have proven to originate quality loans and our centralized team of underwriters ensuring that these loans will perform.”

UWM has dubbed the product “The Big and Easy” due to the size of the loan it can fund coupled with the straightforward, trouble-free process that UWM has established. UWM offers brokers a number of different tools to make them more successful. Among them are EASE (Easiest Application System Ever), its broker portal, and Easy Qualifier (EQ), its product and pricing engine. Further, the accessibility to UWM’s customer service staff and quick underwriting turn times attracts top tier brokers who produce high volumes of quality loans. The Big and Easy can be priced and underwritten using EASE and EQ.

The Big and Easy offers a variety of financing options that include a 30-year fixed, 15-year fixed, 10-year ARM and also a 5-year ARM. This program accepts FICO scores as low as 720. Eligible property types for The Big and Easy include primary residences, second homes, condominiums, PUDs (planned unit developments) and double units. Officials at UWM say it is the only true jumbo loan in the country that originators can close in two weeks or less and they expect UWMs volume to rise significantly within the next year.

Notably, in September UWM was named a Top 25 Tech-savvy lender by Mortgage Technology magazine and is currently one of the top wholesale lenders in the country. Details about The Big and Easy can be found by clicking here http://www.uwmco.com/the-big-easy-jumbo – or by calling 800-981-8898.

About United Wholesale Mortgage:
Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM’s positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit www.uwmco.com or call 800-981-8898.

Media Contact:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com .

News Source: United Wholesale Mortgage :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

“Simply put, the addition of Easy Qualifier (EQ) to our already robust broker portal makes it easier and quicker for our broker community to quickly identify programs, price loans and offer the lowest payment options while talking with borrowers,” said Mat Ishbia, president of United Wholesale Mortgage. “We want to make it as easy as possible to do business with us and technology is key to providing excellence in service. Using EQ, our brokers are able to confidently say ‘yes’ to borrowers at the point of first contact and close the loan.”

EQ is integrated with EASE (Easiest Application System Ever), UWM’s custom broker portal, which provides brokers with a number of Web-based and pipeline management tools. EASE contains an automated pricing engine that brokers rely on for accurate pricing on eligible loans. The portal also allows for rate-locks, offers real-time status on conditions, enables ease of communication with underwriters and provides visibility over the entire pipeline from submission to funding. In addition, EASE allows brokers to instantly order FHA case numbers and conveniently generate a UWM TIL disclosure.

EQ and EASE work together to help brokers close more loans in a shorter timeframe and with greater accuracy. The portal’s functionality provides UWM’s brokers with a distinct competitive advantage over other originators in the market, which ultimately facilitates customer loyalty. UWM says their technology and mortgage tools increases its volume and pull-through rates, speeds up turn times, attracts top tier brokers and more.

Andy Brikho, Senior Loan Officer at C2 Financial Corporation, states: “UWM’s Easy Qualifier is an intuitive time saving tool that gets you immediate answers on products and pricing. It allows brokers to find the best program for my clients and saves precious broker time. Easy Qualifier is just another great tool from the best lender I do business with that always has the broker in mind.”

Key features of EQ include:
* Qualifies and prices borrowers live on up to 10 different programs at once
* Determines lowest payment options
* Compensation calculator that determines how much brokers will make on each loan
* GFE estimator that shows potential changes based on different loan compensation models
* Verification of loan parameters within UWM guidelines
* Returns accurate pricing and product eligibility
* Allows brokers to printout a borrower’s results page, detailing their options and how much they will save per option.

EQ and EASE are designed solely for use by brokers to make it easier for them to generate new business. Further, the broker portal seamlessly integrates with UWM’s back-office technologies to streamline broker communications and various internal processes.

About United Wholesale Mortgage:
Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM’s positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit www.uwmco.com or call (800) 981-8898.

Media Contact:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com .

News Source: United Wholesale Mortgage :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

UWM developed the bulk of its technology in-house to support and optimize their specific business model and workflow. UWM strategically harnesses technology to make the lending process more efficient, transparent and cost effective. Moreover, the lender’s broker portal, dubbed EASE (Easiest Application System Ever), provides the broker community with an arsenal of various technology tools to help make them more service-oriented and successful.

Recently, UWM added EQ (Easy Qualifier) to their site, which instantly and simultaneously qualifies borrowers on up to ten programs at once – with the click of a mouse. EASE and EQ seamlessly integrate with UWM’s back-office loan processing and fulfillment platform. UWM’s Web site automatically provides brokers with real-time visibility into loan status, disclosures, conditions sign off, pipeline management and more.

“We are a completely paperless mortgage banker that embraces e-signature capability for borrowers,” said Mat Ishbia, president of United Wholesale Mortgage. “We do not accept paper files – only documents attached to the broker’s loan within their pipeline, and the same is true for conditions and appraisals. When a loan is submitted through our paperless Xcelerator application, the setup department splits the documents into distinct sections – income, assets, credit report, application, disclosures, etc. for ease of paperless processing.”

Ishbia added: “It is truly an honor to have earned a spot on Mortgage Technology magazine’s Top 25 Tech-Savvy Lenders list. The utilization of technology has been the foundation for our success and enables us to deliver exceptional service, accuracy, consistent turn times, and loan quality, which has helped us grow at an enviable rate. Brokers do business with us because our level of service enables them to efficiently close more loans. We’re one of the largest wholesale lenders in the country and that degree of success doesn’t happen unless you’re running a finely tuned operation.”

In order to make the Top 25 Tech-Savvy Lenders list, Mortgage Technology magazine requires that organizations set the bar high using a robust technology infrastructure that automates operations and customer service functions to create efficiencies for the retail, wholesale or consumer direct business channels. The magazine’s annual list commends lenders that use technology to improve processes, provide exceptional customer service and significantly increase revenue. In addition, to earn a spot on the list, lenders are evaluated on how they utilize technology in ways that are innovative and exemplary, producing marked business improvements.

United Wholesale Mortgage says it has leveraged its homegrown technology to facilitate the origination of more than two billion dollars in 2011, and lays claim to being a top ten FHA wholesale lender.

About United Wholesale Mortgage:

Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM’s positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit www.uwmco.com or call (800) 981-8898.

About SourceMedia:

SourceMedia owns Mortgage Technology magazine as well as dozens of other publications in the financial services industries. The company’s magazines produce market information, including news, analysis, and insight to the financial services and related industries such as accounting and technology, through its publications, industry-standard data applications, seminars and conferences. SourceMedia’s 750,000 worldwide clients and subscribers range from c-level executives to business-unit heads to line managers – from the front office to the middle office to the back office. The company employs more than 1,000 employees worldwide, with headquarters in New York and offices in Chicago, Washington, DC, and London. Visit the company’s website at www.sourcemedia.com .

CONTACT:
Joe Bowerbank
Profundity Communications, Inc.
949.378.9685
jbowerbank@profunditymarketing.com

News Source: United Wholesale Mortgage :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

CFO Rapid Fire™ serves as an interpreter of financial and operational data, providing business intelligence in an interactive and graphical manner that allows executives to identify and act on business trends quickly. CFO Rapid Fire™ provides fast and insightful analysis of financial and operational data, enabling executives to track and compare anything in their business and identify “red flags” when expected results go off target sooner rather than later.

Capturing business data in near real time from multiple sources and translating it into useful information presented through interactive visualizations, the system allows executives to quickly measure, monitor, and analyze business trends.

“We are looking forward to sharing the powerful benefits of CFO Rapid Fire™ with Intacct financial accounting partners and customers,” said Meg Potts, a partner with CFO Rapid Fire, LLC. “We will demonstrate how Rapid Fire is a great complement to Intacct and, more importantly, how it can help them drive value to the bottom line.”

“In instances where the margin for error is razor thin, the ability to easily see critical business data and react quickly, is often the difference between business success and failure,” said Gregory Thomas, CPA, a partner with CFO Rapid Fire, LLC. “Now, more businesses will have the ability to stay on target, maintain or increase profitability, and better serve their customers.”

For more information on CFO Rapid Fire™, please contact Meg Potts at mpotts@cfopart.com, Gregory Thomas at gthomas@cfopart.com, or by phone at (248) 465-8606.

Web: www.cforapidfire.com.

News Source: CFO Rapid Fire, LLC :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .