A gap in the credit market has made financing for many small business owners a challenge. Accessing credit for payroll, inventory, taxes, and other necessary expenses is absolutely vital to many of the small businesses looking to capitalize on the increased consumer spending during the holiday season.

Expected seasonal shopping trends create an even more urgent need for fast short term working capital.

“Merchants expand store hours, stock more products, and increase their marketing budgets for the holiday season. Traditional forms of business financing, loans and lines of credit are not readily available. Our merchant cash advance program provides a solution,” Explained Larry Yazen, merchant cash advance financing specialist.

The merchant cash advance program offers small business owners the ability to apply and get business funding up to $500,000 in a very short time. The cash advance program is not a loan. Financing is based on future sales making the cash advance program perfect for businesses that are counting on increased seasonal spending in their stores. Unlike small business loans, even high risk businesses and businesses with poor credit can obtain funds.

BusinessCashAdvance.com has prepared its business for this seasons expected increase in merchant financing requests and is dedicated to providing business owners with a viable alternative to small business loans.

About BusinessCashAdvance:
Founded by financial professionals, Business Cash Advance provides cash advances for small business. For more information or to apply visit http://www.businesscashadvance.com or call 866-411-0606.

News Source: BusinessCashAdvance :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

In addition to the depreciation of equity, bad credit is still a major obstacle for small business owners. The majority of merchants approaching BCA are not even applying for bank business loans. A merchant cash advance, loan alternative has become a primary option for the majority of BCA customers over the last two years. The simplified application process and fast funding makes the cash advance program attractive for businesses.

Prior to the economic downturn, business loans and business lines of credit were readily available from a wide variety of banks, and lending institutions. In today’s economy, the availability of loan financing has been reduced to accommodate a select few.

“Our business cash advance is not actually a loan. The program is based on future sales offering a loan alternative that is available to all types of business owners and merchants, even with bad credit,” explained Larry Yazen, business financing specialist. Unlike business loans, merchant cash advances do not require business planning and long applications. Funding approval is based on a small variety of simple indicators including credit card sales volume.

Business cash advances have proven to be an effective financing solution for many small businesses and merchants in need of a realistic alternative to small business loans. As the economy continues to struggle, BCA is fully committed to expanding small business financing in 2012 to accommodate business in need of working capital.

About BusinessCashAdvance:
Founded by financial professionals, BusinessCashAdvance offers financing to established small businesses. Visit http://www.businesscashadvance.com to apply online or call 866-411-0606.

News Source: BusinessCashAdvance :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®. View all current news at: http://Send2PressNewswire.com .

The IRS certainly holds the tax-paying public to task and now is the time for practitioners and other tax-paying individuals to reward or bite back.

Ratings are based on dog bones – a single dog bone rating is the least favorable; five dog bones is the best.

People simply share their personal experiences and can post information regarding whether the IRS employee was helpful, clueless, difficult to work with; knowledgeable; and more.

For instance, one rater provided an IRS employee with a single dog bone rating. Reviews allow for character descriptions and remarkable details.

In the characteristic section, the reviewer explained that this IRS employee has been a government employee too long. She was clueless, difficult to work with and would be fired if she worked in the private sector.

On the other hand, a positive review of five bones reported that the IRS employee was able to negotiate; was fair, helpful and intelligent; and interacted with him in a kind, courteous and professional manner. This IRS employee demonstrated positive communication skills and a pleasant attitude. He was a pleasure to work with and gave the benefit of the doubt to the practitioner/taxpayer. He also allowed ample time to comply with requests. The rater said, “This is one of the good guys in the IRS.”

So, people with IRS complaints now have a safe and anonymous place to vent or to share “feel-good” stories.

And, if people don’t wish to post any comments at all, they can still read about practitioners’ and other tax payer experiences to know what they may be up against. It’s a helpful resource all round.

The site is free to use and is monitored for extreme profanity, hateful comments and threats; these will be removed. The administrator of this site has the authority to remove any posting that is not deemed appropriate.

For more information, visit: www.IRSDoghouse.com.

News Source: IRS Doghouse, LLC :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®.

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Tax resolution is a tricky business, but with patent-pending built-in logic, even novices can handle the toughest cases; the software flattens the learning curve and maximizes profit.

“While there are a few other tax resolution programs out there; none compare,” says Jaime S. Buchwald, CPA and CEO of PitBullTax Software. “Ours is like driving a Ferrari compared to their Ford Pintos.”

Unique features and benefits allow practitioners to get the maximum benefit for their clients. It offers: up-to-the-minute news changes, techniques and strategies; ability to quote fixed fees and prepare engagement letters; immediate answers regarding Offer in Compromise and other resolutions; a built-in searchable Internal Revenue Manual; all IRS collection resolution forms with built-in proprietary logic; resolutions that change globally within the forms; different scenario simulations; and more.

And more than its existing features, what really makes users excited is the ability to quickly change the software’s competencies. For instance, a CPA explained the details of a quirky case to the programmer. Once it was determined that a specific feature would be helpful, it was programmed overnight so the CPA could use it the very next morning.

“It’s truly artificial intelligence,” says Buchwald. “PitBullTax Software raises the bar for the entire tax resolution profession.”

As a result of these amazing IRS tax resolution software features and its ability to evolve, PitBullTax Software is proud to have some prestigious affiliates that include the American Society of Tax Problems Solvers (ASTPS); Robert McKenzie, Esq., EA, CTRS – a well-known and respected tax resolution attorney, author and lecturer; Dan Pilla, president of the Tax Freedom Institute, and the nation’s leading advocate of taxpayers’ rights, IRS abuse prevention and cure and IRS problems; and the 21,000 member National Association of Tax Professionals (NATP).

About PitBullTax Software:
Currently with users in 39 states, PitBullTax Software was developed by a dedicated team of professionals with more than 100 years of combined successful IRS collection resolution and information technology applications experience. This knowledge is embedded in the software’s DNA to provide the best possible resolution for each IRS collection case.

Different packages are available – single user licenses and various multi-user licenses. There are no set up or maintenance fees; no contracts; no downloads; and free technical support. Licenses start at $79.99 per month.

For more information, visit: www.pitbulltax.com.

News Source: PitBullTax Software :: This press release was issued on behalf of the news source by Send2Press® Newswire, a service of Neotrope®.

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According to the Discover Small Business Watch, seventy percent of owners say that the recent federal stimulus efforts have had no impact on their businesses. Moreover, 91 percent of the small business owners surveyed stated that they have never applied for an SBA loan. This is up 1 percent from October 2009.

Of those who have never applied for an SBA loan, 54 percent say they did not need one; 13 percent would rather use personal assets, 13 percent received a business loan from another source, 11 percent are unfamiliar with the programs and 6 percent say it takes too much time. According to the survey, 61 percent of small business owners are “not very likely” or “not at all likely” to apply for a SBA loan even if they are easier to obtain.

In order to secure the operational capital they need to keep their businesses running smoothly, many small business owners have sought “alternative” methods of financing. This includes relying on personal assets, obtaining a private loan, or seeking asset-based lending arrangements, such as invoice factoring and business cash advances, based on future credit card purchases.

With 41 percent of small business owners who stated that the economy has had a negative impact on their business expecting that the recovery take more than a year, and with many putting their plans for hiring or expanding on hold, it may be a while before small businesses bring their banking to the banks.

About BusinessCashAdvance:

Founded by financial professionals, BusinessCashAdvance.com provides unsecured cash advances for small business. Financing companies in a broad spectrum of industries, it has helped retail stores, automotive shops, beauty salons, medical practices, florists, pet stores, restaurants, and others.

A free application is available online at www.businesscashadvance.com or by calling 866-411-0606.

News Source: BusinessCashAdvance :: This press release was issued by Send2Press® and is Copyright © 2010 Neotrope® News Network – all rights reserved.

According to The State of Small Business Report released in December 2009 by Network Solutions, LLC and the University of Maryland, the biggest factor holding small businesses back is access to adequate financing. Less than half (48%) of the small business owners surveyed reported that they have been successful in meeting their short-term capital needs, and only a third are meeting long-term investment needs.

Many attributed the lack of financing to the dwindling availability of bank loans, business lines of credit, and business credit cards. In response to the gap in capital access, the study revealed, numerous small business owners are taking personal cuts in income (46%) and using personal assets to keep their enterprises operating (42%).

The shift in funding sources could also denote that creditworthiness among small businesses is becoming a growing concern. According to the researchers, “Given the spike in reliance on personal assets, it is a reasonable assumption that small businesses are becoming less credit worthy to obtain financing in the future.”

Enter the business cash advance industry. In order to secure the capital they need to preserve their businesses, many small business owners are turning to these asset-based lending arrangements based on future credit card receipts. Since this financing tool is based on customer sales and not on the business’ credit rating, it is proving to be especially appealing.

Business cash advances may just be the life preserver many small businesses need to get through these turbulent economic times.

About BusinessCashAdvance:

Founded by financial professionals, BusinessCashAdvance.com provides cash advances for small business. Financing companies in a broad spectrum of industries, it has helped retail stores, automotive shops, beauty salons, medical practices, florists, pet stores, restaurants, and others.

A free application is available online at www.businesscashadvance.com or by calling 866-411-0606.

News Source: BusinessCashAdvance :: This press release was issued by Send2Press® and is Copyright © 2010 Neotrope® News Network – all rights reserved.