KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces an agreement with EraNova Institute to distribute a special report on the future of long-term care insurance (LTCI) as an employee benefit. The report will be made available by LTCFP to selected employee benefit brokers, human resource managers, and heads of business and non-profit organizations. Titled ‘The LTC Benefit Battle,’ the EraNova document is based on interviews with leaders in the insurance, healthcare, and employee benefit fields.

KIRKLAND, Wash., April 18, 2012 (SEND2PRESS NEWSWIRE) — In a tight presidential race, voter sentiment on religion, race, jobs or contraception could tip the balance. Or ‘the decisive issue just might be a health problem that jeopardizes almost every American family,’ says Jonas Roeser, Senior Vice President of Marketing and Operations for LTC Financial Partners LLC (LTCFP), one of the nation’s most experienced long-term care insurance agencies.

KIRKLAND, Wash., March 8, 2012 (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners LLC (LTCFP) discloses plans to offer a beefed-up array of long-term care insurance choices for individuals and employee groups. The offerings are from multiple insurance carriers.

KIRKLAND, Wash., Feb. 28, 2012 (SEND2PRESS NEWSWIRE) — Today one of America’s most experienced long-term care insurance agencies – LTC Financial Partners LLC (LTCFP) – reveals a little-known secret for people in the market for LTC insurance. ‘Just ask your employer about it,’ says Dan Cahn, LTCFP’s Senior Vice President of Business Development. Doing so could save you time, paperwork, and money – even if your workplace has no group LTC benefit in force.

KIRKLAND, Wash., Feb. 16, 2012 (SEND2PRESS NEWSWIRE) — Today MedAmerica Insurance Company (MedAmerica) and LTC Financial Partners, LLC (LTCFP) announce a distribution agreement to make a broad suite of long-term care insurance products available at reduced underwriting and multi-life discounts to employees. The policy suite is the latest incarnation of multi-life LTC insurance, a relatively new, increasingly-popular type of employee benefit that is proliferating faster than traditional group LTC plans.

KIRKLAND, Wash., Jan. 26, 2012 (SEND2PRESS NEWSWIRE) — Long-term care insurance is subsidized, in effect, by Uncle Sam. ‘For many people, a large part of their premium cost is deductible on their federal tax return,’ says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP). ‘That doesn’t make coverage free, but it makes it more affordable for millions.’ LTCFP is one of the nation’s largest and most experienced agencies specializing in long-term care insurance.

KIRKLAND, Wash., Jan. 24, 2012 (SEND2PRESS NEWSWIRE) — Christopher Gardner, played by Will Smith in ‘The Pursuit of Happyness’ (Columbia Pictures, 2006), was jobless and homeless with a baby boy to support. He bounced back, gaining wealth and a future for his son. Inspired by this example, LTC Financial Partners LLC (LTCFP) invited Gardner to speak at the company’s annual meeting, held this year in New Orleans, January 13-15.

KIRKLAND, Wash., Dec. 27, 2011 (SEND2PRESS NEWSWIRE) — Looking for a New Year’s resolution that’s not a sweat, like losing 15 pounds or going off cigarettes? ‘Consider resolving to investigate long-term care insurance,’ says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP). ‘It’s a snap to accomplish, takes just minutes, and you’ll breathe easier about your future.’

KIRKLAND, Wash., Dec. 15, 2011 (SEND2PRESS NEWSWIRE) — Whether you celebrate Christmas, Hanukkah, or another end-of-year holiday, long-term care insurance just might be the best present you could possibly give. ‘That may sound crazy,’ says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP).

KIRKLAND, Wash., Dec. 1, 2011 (SEND2PRESS NEWSWIRE) — In November the 3in4 Association added seven new members to its advisory board, and received increased support from two insurance carriers: John Hancock, an existing member of the organization, and Genworth, which provided sponsorship of a meaningful consumer study. ‘We’re gaining momentum,’ says Mark Goldberg, Treasurer of the association that runs the ’3 in 4 Need More’ campaign.

KIRKLAND, Wash., Nov. 21, 2011 (SEND2PRESS NEWSWIRE) — Thanksgiving is a time to join with family to say thanks for life’s blessings. It can also be a time to make sure those blessings continue year after year, uninterrupted by the financial impact of long-term health issues. ‘According to the U.S. Department of Health and Human Services, about 7 in 10 of us over age 65 will need long-term care at some point,’ says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP).

KIRKLAND, Wash., Nov. 17, 2011 (SEND2PRESS NEWSWIRE) — Today the American Senior Benefits Association (ASBA) announced the selection of LTC Financial Partners, LLC (LTCFP) to provide long-term care education and insurance for members and their families. The aim of the ASBA Long-Term Care Insurance Program is to supply education on the financial risks associated with long-term care and how a long-term care insurance policy can transfer these risks from a member’s assets to that of an insurance carrier.

KIRKLAND, Wash., Nov. 8, 2011 (SEND2PRESS NEWSWIRE) — The majority of adults believe that long-term care insurance should be purchased between the ages of 45-64, yet 82 percent of this age group have not purchased a policy, finds a new study from the 3in4 Association. The study, sponsored by Genworth Financial, also shows that since the 2008 financial crisis, only 20 percent of adults have taken any action on their financial strategy and almost half of respondents do not expect to add anything to their plan in the next two years.

KIRKLAND, Wash., Oct. 20, 2011 (SEND2PRESS NEWSWIRE) — Today one of the nation’s largest long-term care insurance agencies announces a national effort to help all Americans with their long-term care financing needs. The company is LTC Financial Partners, LLC (LTCFP), which represents multiple insurance carriers.

KIRKLAND, Wash., Oct. 19, 2011 (SEND2PRESS NEWSWIRE) — Each November, during Long-Term Care Awareness month, Americans are reminded to think about their future care needs. For those who want to get serious about it, a seminar is available to answer all questions. It’s provided free to local groups by LTC Financial Partners, LLC (LTCFP), one of the nation’s largest long-term care insurance agencies representing multiple carriers.

KIRKLAND, Wash., Oct. 13, 2011 (SEND2PRESS NEWSWIRE) — Washington state residents are about to be rewarded for planning ahead for their long-term care (LTC) needs, but the forthcoming program will be even better with a few tweaks. So says Helen Boyer, who testified on October 11 before the Washington State Office of the Insurance Commissioner. Boyer, a Bellevue-based attorney specializing in insurance law, is a Partner with LTC Financial Partners, LLC (LTCFP), one of America’s largest long-term care insurance agencies representing multiple carriers.

KIRKLAND, Wash., Sept. 27, 2011 (SEND2PRESS NEWSWIRE) — As part of health reform, American companies are required to enable their employees to participate in the public option for long-term care insurance, known as the Community Living Assistance and Supports (CLASS) program. Now being fleshed out by the U.S. Department of Health and Human Services, CLASS — though postponed until 2013 — calls for employees to be automatically enrolled, with payroll deductions, unless they opt out.

KIRKLAND, Wash., Sept. 19, 2011 (SEND2PRESS NEWSWIRE) — If one of your aging parents suddenly needs help with the tasks of daily living, who will provide it? You? ‘If that’s your default plan,’ says Craig Smith, President of LTC Financial Partners LLC (LTCFP), ‘be prepared for sticker shock. Your services don’t come free.’ LTCFP is one of the nation’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash., Sept. 13, 2011 (SEND2PRESS NEWSWIRE) — Regenerative Cellular Therapy (RCT) of Puerto Penasco, Sonora, Mexico, is holding its first annual treatment giveaway. Over the next five weeks, starting September 13, two lucky winners per week will receive state-of-the-art regenerative cellular cancer treatments free of charge.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — The economy has not been doing great, but LTC Financial Partners LLC (LTCFP) has. This month Inc. Magazine ranks LTCFP No. 2,483 among all companies, and No. 25 among companies in the insurance industry, in its annual ranking of the nation’s 5000 fastest-growing companies. LTCFP also made the Inc. 5000 list in 2008, 2009 and 2010.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — LTC Financial Partners LLC (LTCFP), one of the nation’s most experienced long-term care insurance agencies, is looking for high-performing sales managers to build teams and drive business in key geographic areas. ‘According to surveys, about three in four Americans over 65 are concerned about needing long-term care services at some point,’ says Denise Gott, LTCFP’s Chairman and National Sales Manager.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — With federal purse strings tightening, Americans are likely to need a mix of private and diminished government resources to pay for their long-term care. To help people achieve the right mix, free presentations are being offered nationwide by LTC Financial Partners, LLC (LTCFP), one of the country’s largest long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Many Americans – unsatisfied with traditional treatments for cancer, diabetes, osteoporosis, and other intractable diseases – are looking south for advanced remedies. ‘We’re struggling to keep up with demand,’ says Dr. Oscar E. Castro, head of Regenerative Cellular Therapy (RCT), of Puerto Penasco, Sonora, Mexico.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces the availability of hundreds of experts who will speak to local groups supporting a new national awareness campaign. The campaign is titled 3in4 Need More, www.3in4needmore.com, and it is about educating Americans on all their long term care planning options.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — LTC Financial Partners, LLC, wants to protect the personal freedom of those who may need long-term care, and their potential caregivers. “On Independence Day, why not plan to secure your future freedom of choice?” says President Craig Smith? LTCFP is one of America’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — On Independence Day, if you’re a potential long-term caregiver or one who may need care, why not resolve to protect your own independence in the years to come? This advice comes from LTC Financial Partners, LLC (LTCFP), one of America’s largest and most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Concerned that long-term care insurance rates might go up? ‘The California Assembly feels your pain,’ says Cameron Truesdell, CEO of LTC Financial Partners LLC (LTCFP), ‘but they just passed a bill, AB 999, that will only make matters worse if the State Senate also passes it.’ LTCFP is one of America’s largest and most experienced long-term care insurance agencies, representing multiple carriers.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Scant planning for long-term care is a big problem in America. Prudential Financial Inc. notes that 74 percent of consumers ages 55 to 65 (about three in every four of us) polled for a recent survey said they are concerned about needing some kind of long-term care. ‘Yet nearly 54 percent of Baby Boomers, now entering their retirement years, believe Medicare or health insurance will cover their long-term care needs, when they won’t,’ says Denise Gott, of LTC Financial Partners.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — A New Jersey naval architect watched helplessly as over $1 million dollars disappeared into the health-care system: all the assets of his mom and dad in their final years. Like most middle-class Americans, the naval architect and his parents had missed an estate planning gap. Their financial advisors (FA’s) missed it too. No long term care insurance (LTCi). ‘This was an expensive omission,’ says Jonas Roeser, of LTC Financial Partners LLC.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — In the long-term care insurance (LTCi) sales field, business has been pretty flat for the past few years. But that can change dramatically ‘if we’re willing to reinvent ourselves,’ said Cameron Truesdell of LTCFP in a keynote speech at the 2011 National LTCi Producers Summit.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP) announces the formation of a new division called Worksite Academy to help solve a critical problem for employers: maintaining productivity with an aging workforce.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Regardless of your faith, you might benefit from the following Easter-week advice: Take some of the nest eggs in your nest-egg basket and put them into another basket, one devoted to long-term care needs. Otherwise, your retirement dreams could be suddenly shattered. So says Jonas Roeser, Senior Vice President of Marketing and Operations for LTC Financial Partners LLC (LTCFP).

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — On April 3 in Las Vegas, Nevada, the ’3 in 4 Need More’ campaign – run by the 3in4 Association – made its second public appearance, following the first in Atlanta, Georgia, on March 8. This month’s appearance took place during the 2011 LTCi Producers Summit, run by the American Association for Long-Term Care Insurance (AALTCI).

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — People need insurance, but do retirement funds? ‘Absolutely,’ says Jonas Roeser, Senior Vice President of Marketing & Operations for LTC Financial Partners LLC (LTCFP). ‘If you’re not thinking about your own health as you age, think about the health of your 401k or IRA. If your retirement vehicle becomes disabled or loses life blood, how can it support you when you need it?’

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — On Sunday April 3 in Las Vegas, Nevada, the ’3 in 4 Need More’ campaign will make its second public appearance, following the first in Atlanta, Georgia, on March 8. The campaign seeks to inform Americans that health insurance isn’t enough. Millions of us need more: some form of long-term care insurance or planning to cover longer-lasting illnesses and disabilities not covered by regular insurance or Medicare.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners, LLC (LTCFP), which educates Americans on the need to plan for long-term care, announces a strategic alliance with Caregiver Services Inc. (CSI), which provides in-home care so people don’t have to leave their homes to receive care elsewhere.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today the 3in4 Association, promoters of the ’3 in 4 Need More’ campaign, announces the sponsorship of six insurance carriers: John Hancock, Mutual of Omaha, LifeSecure, MedAmerica, Prudential, and Transamerica. ‘They’re providing the support we need to start getting our message out,’ says Jonas Roeser, a member of the association’s three-member Executive Committee, which also includes Margie Barrie and Mark Goldberg.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — On March 8 in Atlanta, the ’3 in 4 Need More’ campaign will get a boost from Dr. Marion Somers, the long-term care planning advocate who is a frequent guest on programs such as Good Morning America, Today Show, and NBC Nightly News. In an informal press conference at the Eleventh Annual Intercompany Long Term Care Insurance Conference.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — According to the U.S. Department of Health and Human Services, at least 70 percent of Americans over 65 will need long-term care services at some point. And Prudential Financial Inc. notes that 74 percent of consumers age 55 to 65 (about three in every four of us) polled for a recent survey said they are concerned about needing some kind of long term care.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — For three years in a row (2008, 2009, and 2010), LTC Financial Partners LLC (LTCFP) has been selected by Inc. Magazine as one of the nation’s 5,000 fastest-growing companies. And among large national agencies specializing in LTC insurance sales, none is growing faster than LTCFP. What accounts for this?

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — LTC Financial Partners LLC (LTCFP), one of America’s largest and most experienced long-term care insurance agencies, is going for the gold. ‘Among agencies specializing in LTC, we’re already out in front,’ says Cameron Truesdell, CEO, ‘and we’re determined to widen our lead.’ To highlight this point, LTCFP engaged Olympic legend Bruce Jenner to speak at the company’s annual meeting, held this year in Austin, Texas, January 14-16.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners LLC (LTCFP) reveals one of its marketing secrets: ‘electronic business cards’ that supply an agent’s name, address, and phone number, just as old-fashioned business cards do, but with a difference. The electronic variety ‘can’t be misplaced, and they establish credibility by providing helpful, detailed information,’ says Jonas Roeser, LTCFP’s Senior Vice President of Marketing & Operations.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — According to the 3in4 Association, when it comes to long-term care insurance (LTCi), there’s a big gap between what Baby Boomers (46 to 64 years old) believe and what they do. The association points to a recent survey by Mathew Greenwald & Associates showing that most Boomers highly value long-term care insurance, but that fewer than 10 in 100 have gotten around to buying it.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — According to the Society of Actuaries, the leading cause of U.S. long-term care claims is Alzheimer’s. Who cares? Evidently President Obama does. ‘We praise the President for his words and the legislation behind them,’ says Jonas Roeser, Senior Vice President of Marketing & Operations for LTC Financial Partners, LLC (LTCFP), one of the nation’s most experienced long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today LTC Financial Partners LLC (LTCFP) announces the availability of ‘true cost’ estimates for long term care insurance policies from multiple carriers. According to LTCFP, the actual out-of-pocket expense of any LTC policy is usually less than the stated premium. Why?

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Reports of the death of long-term care insurance are highly exaggerated, according to LTC Financial Partners LLC (LTCFP), one of the nation’s largest and most experienced LTCI agencies. Last Thursday, when MetLife announced it would stop selling new LTCI coverage, ‘It wasn’t the end of the world,’ says Cameron Truesdell, LTCFP’s CEO.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Americans planning to buy long-term care insurance in 2011 may deduct a larger portion of their premiums than ever, thanks to the Internal Revenue Service (IRS).

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — A new employee benefit is coming for millions of American employees: access to affordable long-term care insurance. So says Dan Cahn, an industry expert. LTCI provides funds for in-home or nursing-home care in case of longer-lasting illnesses or disabilities not covered by regular health insurance. Cahn is Senior Vice President of Business Development for LTC Financial Partners, LLC (LTCFP).

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today the nonprofit 3in4 Association, established by thirteen long term care insurance leaders, announces the formation of an advisory board and executive committee for the ‘Nearly 3 in 4 Need More Campaign.’ The group seeks to educate the public with information to support Americans’ plans for their potential need for long term care.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Stagnant economy? Jobs hard to come by? If you’re an employer, jobs too risky to create? One company – LTC Financial Partners LLC – isn’t buying in to the doom and gloom. They’re bucking the trend with bullish expansion plans. ‘We need 300 new people now, in all parts of the country,’ says Denise Gott, LTCFP’s Chairman of the Board.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Women have special long term care needs — but not just because they often come down with longer-lasting illnesses and disabilities. When there’s no long term care insurance for a couple or family members, women typically end up as the default, unpaid caregivers. ‘Lack of LTC insurance not only hurts women when they themselves need care,’ says Denise Gott, Chairman of the Board of LTC Financial Partners LLC.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — On September 21, HR.com will host a webcast (online seminar) in conjunction with LTC Financial Partners, LLC (LTCFP) to help companies help their employees plan for long term care following health reform. ‘Millions of Americans will soon be automatically opted in to the new public option for long term care, unless they pro-actively opt out,’ says Mario Sestito, an industry expert who will lead the webcast.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — LTC Financial Partners LLC (LTCFP) continues to expand rapidly in spite of a sluggish economy. This month Inc. Magazine ranks LTCFP No. 2,366 among all companies, and No. 29 among companies in the insurance industry, in its annual ranking of the 5,000 fastest-growing private companies in the nation.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — The rising cost of long term care, abetted by depressed home values, is taking a bigger bite out of American homes today than in 2005, according to LTC Financial Partners, LLC (LTCFP), one of the nation’s most experienced long term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — If you’re in the market for long term care insurance but hate to fill out applications and wait, wait, wait, a leading agency has an alternative for you. Dispense with the paper and the delay; complete an electronic application, with live hand-holding, and get an answer pronto. The agency is LTC Financial Partners LLC (LTCFP), one of the nation’s most experienced long term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — A suit against LTC Financial Partners LLC (LTCFP), the nation’s largest producer-owned long term care insurance agency, has been dropped, the company reports today. The suit, for more than a million dollars, was by a former agent, Linda Caruthers of Richmond, Virginia, who was seeking compensation for providing an introduction that helped land a large account.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Companies tend to do well when they hire good people, but even the best people can do better when given good training. That’s the philosophy of LTC Financial Partners LLC, one of the nation’s most experienced long term care insurance agencies. It must work, judging from the company’s rapid expansion in a down economy. For three years in a row LTCFP has been named one of America’s 5,000 fastest-growing companies by Inc. Magazine.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Many companies seem conflicted by a key part of the recent Health Reform legislation, the CLASS Act, which will offer a form of long term care insurance for working people who may become disabled. ‘CLASS’ stands for Community Living Assistance Services and Supports; and the program, a legacy of the late Senator Edward Kennedy, is intended to offer new choice and security for millions now at risk.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today Reverse Mortgage Direct, LLC (RMD), announces an online assessment tool that helps senior Americans determine whether a reverse mortgage can help with their financial challenges. The tool, ‘Reverse Mortgage eGuide,’ also lets seniors know if they qualify, and whether the financial instrument might be right for their situation.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — The CLASS Act, part of the new health reform law (the Patient Protection and Affordable Care Act), will offer a type of long term care insurance for working people and others who may become disabled. But confusion and doubt are widespread. ‘Many wonder how the CLASS Act will affect them personally,’ says Jonas Roeser, Senior Vice President of Marketing and Operations for LTC Financial Partners LLC (LTCFP), one of the nation’s most experienced long term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Many Americans seem confused and immobilized by a key part of the recent Health Reform legislation, the CLASS Act, which will offer a form of long term care insurance for working people and others who may become disabled. ‘CLASS’ stands for Community Living Assistance Services and Supports; and the program, a legacy of the late Senator Edward Kennedy, is intended to offer new choice and security for millions now at risk.