KIRKLAND, Wash., Nov. 8, 2011 (SEND2PRESS NEWSWIRE) — The majority of adults believe that long-term care insurance should be purchased between the ages of 45-64, yet 82 percent of this age group have not purchased a policy, finds a new study from the 3in4 Association. The study, sponsored by Genworth Financial, also shows that since the 2008 financial crisis, only 20 percent of adults have taken any action on their financial strategy and almost half of respondents do not expect to add anything to their plan in the next two years.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — With federal purse strings tightening, Americans are likely to need a mix of private and diminished government resources to pay for their long-term care. To help people achieve the right mix, free presentations are being offered nationwide by LTC Financial Partners, LLC (LTCFP), one of the country’s largest long-term care insurance agencies.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Scant planning for long-term care is a big problem in America. Prudential Financial Inc. notes that 74 percent of consumers ages 55 to 65 (about three in every four of us) polled for a recent survey said they are concerned about needing some kind of long-term care. ‘Yet nearly 54 percent of Baby Boomers, now entering their retirement years, believe Medicare or health insurance will cover their long-term care needs, when they won’t,’ says Denise Gott, of LTC Financial Partners.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Regardless of your faith, you might benefit from the following Easter-week advice: Take some of the nest eggs in your nest-egg basket and put them into another basket, one devoted to long-term care needs. Otherwise, your retirement dreams could be suddenly shattered. So says Jonas Roeser, Senior Vice President of Marketing and Operations for LTC Financial Partners LLC (LTCFP).

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — The good news is that Americans are living longer. The bad news is that millions are outliving their money; and when they need long term care, they face bleak prospects. According to a new guidebook from LTC Financial Partners, LLC (LTCFP), the unprepared are either forced to move into a nursing home funded by Medicaid, or to live with relatives who must disrupt their lives to care for them.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — LTC Hotline – a one-stop shopping center – promises to simplify the process of finding the right long term care policy from the right carrier at the right price. ‘Traditionally,’ says Jonas Roeser, ‘consumers had to meet with an agent in person, or try to compare confusing quotes from multiple carriers. Now they can find the best policy and price for their situation, from any of several top carriers, just by calling a toll-free number.’ Or, if they prefer, they can request help online.

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — This Fall, business and personal travelers have been exposed to a special message in the nation’s airports and on Delta Airlines flights. Now available online, the message is delivered by Denise Gott, Chairman of the Board of LTC Financial Partners LLC (LTCFP), one of the nation’s largest and most experienced long-term care insurance agencies. The message is this: ‘In America 3 in 4 of us need long term care after we turn 65. But most of us aren’t insured for it, and waiting to insure carries great risks.’

KIRKLAND, Wash. (SEND2PRESS NEWSWIRE) — Today Jonas Roeser, a long-term care industry leader, declared his support for H.R. 1891, a House bill to make long-term care insurance more affordable through a 50 percent tax deduction. Roeser is Senior Vice President of Marketing and Operations for LTC Financial Partners LLC (LTCFP) – www.ltcfp.com – one of the nation’s largest and most experienced long-term care insurance agencies.

MOUNTAIN LAKES, N.J. (SEND2PRESS NEWSWIRE) — Today the LTC Guild announces the ’3 in 4 Need More’ campaign to promote affordable long-term care insurance for all Americans. ‘Health reform will have a big hole in it,’ says Jonas Roeser, a founding member, ‘if it doesn’t embrace the extended-care needs of today’s longer-living Americans.’